I don^t know about you but I don^t like to pay for anything with my money in a way that we exchange it from hand to hand. Someone gives me the product - I give him the money. For some reason this is not convenient for me and I prefer to pay with my credit card. Why? Because I don^t have to carry my money with me and worry whether it would be enough for the day. You can never predict what is going to happen and how much money you will need. That is why it is better to have your card with you and thanks to this you are ready for anything. That is very convenient. I also like to make online remittances. I don^t have to go anywhere in order to pay for the products that I have bought. On the other hand this method of payment is sometimes very slow. For example, recently i have been waiting for the cash for silver that I have sold. I went to the jeweler^s store gave them my silver and they have told me that they will remit the money after calculating the price of this silver. I have been waiting for this cash for silver impatiently as I really needed money at this time. There were some problems with my bank as I have learned later and that is why I have received the cash for silver two weeks after my visit in the store. In this situation it would be better if I have received the money directly.